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	<title>Dan Popa &#187; vodafone</title>
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	<description>blog despre economie, finante si bani. Nu neaparat in aceasta ordine</description>
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		<title>Istorie bancara recenta (I). Cum se bateau bancile pentru a da credite angajatilor Vodafone</title>
		<link>http://hymerion.ro/2010/03/09/istorie-bancara-recenta-cum-se-bateau-bancile-pentru-a-da-credite-angajatilor-vodafone.html</link>
		<comments>http://hymerion.ro/2010/03/09/istorie-bancara-recenta-cum-se-bateau-bancile-pentru-a-da-credite-angajatilor-vodafone.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:33:07 +0000</pubDate>
		<dc:creator>hymerion</dc:creator>
				<category><![CDATA[Banci, BNR, noutati, media,]]></category>
		<category><![CDATA[diverse]]></category>
		<category><![CDATA[Editorialele]]></category>
		<category><![CDATA[Lectia de economie]]></category>
		<category><![CDATA[stiri in premiera]]></category>
		<category><![CDATA[tendinte bancare]]></category>
		<category><![CDATA[Bancpost]]></category>
		<category><![CDATA[brd]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[oferta]]></category>
		<category><![CDATA[Raiffeisen]]></category>
		<category><![CDATA[Unicredit]]></category>
		<category><![CDATA[vodafone]]></category>

		<guid isPermaLink="false">http://hymerion.ro/?p=6487</guid>
		<description><![CDATA[Nu se intampla asta doar in Romania. In toate tarile, de cand e banca, banca, incearca sa isi aduca in portofoliu firme mari pe care apoi sa le fidelizeze. Aparent, toti au de castigat. Bancile castiga clienti, iar acestia beneficiaza &#8230; <a href="http://hymerion.ro/2010/03/09/istorie-bancara-recenta-cum-se-bateau-bancile-pentru-a-da-credite-angajatilor-vodafone.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Nu se intampla asta doar in Romania. In toate tarile, de cand e banca, banca, incearca sa isi aduca in portofoliu firme mari pe care apoi sa le fidelizeze. Aparent, toti au de castigat. Bancile castiga clienti, iar acestia beneficiaza de reduceri pe care individual, nu le-ar fi obtinut. Ideea e sa obtii conturile acelor clienti care se dovedesc cei mai solvabili (si fireste, bancarizabili). De pilda, Vodafone.<br />
<span id="more-6487"></span><br />
Bancherii romani isi ajustau pretul produselor si incercau sa isi seduca viitorii clienti.<br />
De pilda, iata oferta <a href='http://hymerion.ro/wp-content/uploads/2010/03/Bancpost.ppt'>Bancpost</a>. Ea poate fi comparata cu cea a <a href='http://hymerion.ro/wp-content/uploads/2010/03/brd.doc'>BRD</a>, cu cea a <a href='http://hymerion.ro/wp-content/uploads/2010/03/Raiffeisen.pdf'>Raiffeisen</a> sau cu cea a <a href='http://hymerion.ro/wp-content/uploads/2010/03/unicredit.ppt'>Unicredit</a>.<br />
Nu prea am vreme sa urc acum si alte oferte similare, ca am de raspuns unor mailuri urgente.</p>
<p>Care oferta credeti ca a fost aleasa in final?</p>
<p>P.S. Dupa ce obtin acordul BCR, am sa public si documentul privind provizioanele pe tari, valoarea si ponderea neperformantelor la finalul lui 2009.</p>
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